Can Someone Give A Personal Recommendation For Pet Insurance Please?

[Retrochic]

For one cat to cover vets fees and whats the expected cost? I have tried to find out online but they all want me to fill in forms and I just need to know the cost , not get a whole bunch of email spam forever more -Thank you!

[woofgang]

Petplan. Not the cheapest but very good, never had a problem with them touching wood.

[retrocop]

I used petplan. Had no probs with them for numerous claims re our accident prone Labrador. I think that Sainsbury's might even do pet insurance.Why not just ring them,tell them your requirements/quote and you won't have to give all your spam fodder to them either.

[mccfluff]

i'm with direct line but the only time i have had to claim, it wasnt covered - tooth extraction. so check for that!

[jennyjoan]

I too had insured Mr Harv pretty well but again some of his treatment was not covered.

I was with Asda (I think at first) then onto Tesco.

The vets seem to advertise Petplan.

[wolf63]

I use Tesco for my two moggies. Frankie gets ongoing treatment for his asthma and I have never had any problems claiming the money due.

I have been lucky that his sister (Merlin) has never needed to go to the vet. At her last appointment for boosters she went for the vet and for the nurse and then they tried to muzzle her. I just hope that she never gets ill. :-)

[Hypognosis]

I never bought pet insurance. It only seems to be in the last half a dozen years that there's been a widespread sales push for it but my two mogs were already old by the time I took notice and, anticipated rather than proven, I didn't want to waste the cost of a phone call to find out that it would be high premiums and significant exclusions.

One of them had an overnight stay for tests, a terminal diagnosis and PTS at age 18. This worked out at about £2/month over her lifetime. (ie over £400)

If you don't have the resources at the outset or think you lack the discipline required to not raid the savings pot, then pet insurance is for you.

If I got a puppy/kitten now, I think I would go for insurance.

Following on from what mcfluff said, ring around, ask about exclusion clauses first and make out that this is more important to your choice than price. If enough people do that, they may catch on to what customers actually want.

[Retrochic]

Thanks for the replies so far. Can anyone give me an idea of the yearly cost for one cat?

[mccfluff]

depends on the age of the cat, when i took the insurance out it was £9 pm, now its £23.50

[Retrochic]

mccfluff she's 7. I think I may just put some money aside every month 'just in case' -I naively thought it would be around a fiver a month.

[mccfluff]

murphy's 14 now. i keep paying it, shes getting old & if i need it, at least its there!

[EcclesCake]

Flippin' heck, I had no idea pet insurance could get so steep!

I don't have pets in the conventional sense but I certainly take the euthanising option over paying vets stupid amounts of money.

[woofgang]

that's going to depend eccles...I would never keep a pet going for my comfort but two of mine have had longer happy lives because of modern and expensive vet medicine.

[Buenchico]

Worth a look:
http://www.moneysavingexpert.com/insurance/cut-pet-insurance-costs

The forum area might be worth looking at too:
http://forums.moneysavingexpert.com/showthread.php?t=3228590

[ganesh]

I would always dis Petplan because their rigid rules cost me over £2K when my dog had to have 2 operations and then sadly died. Although I had a continuing Life Cover policy every year this happened just 2 weeks before the renewal date and she'd used up the annual allowance and they would not pay. I also got a 'bill' which said nothing about sorry my dog had died, just a bill for 2K ! I pleaded with them but they refused to bend the rules. Their annual allowance is not as high as some and I will hate them forever. I now use Animal Friends, cheaper with life covertoo.