Question Author
Well regarding PayPal you might want to double check when you next need to 'withdraw funds'. I spoke to PayPal support earlier today and they told me that all other PayPal users have to withstand up to 72hours (usually 24). I explained that 5 days ago I manage to withdraw funds instantly. She then, once again, informed me that every other PayPal user is to be expected to wait up to 72 hours. I spent 30 minutes on the phone to them and recorded every word - I'm sticking a complaint in.