Always delete. Never ever reply. I've been getting a few lately from various banks(I don't use), credit cards(I don't have) and HMRC. Yesterday I got one allegedly from Amazon and another about my "BARCLAYSCARD". I forward them all to the various phishing/scam report sites and then delete delete delete. Wonder what today will bring? Maybe the Nigerian Royal Family will be getting in touch again and telling me that I've won their lottery... again! Boy oh boy, I'm soooo lucky. I just keep on winning these lottery prizes.