Question Author
Loosehead - my lease with the current accomodation expires at the end of June. Would the payment per month as you recommend still be alright?
Msemma - I have an hardship fund application form, but am quite worried about it. For example, you have to state why you are in financial difficulty. At the beginning of the year I used some of my loan to pay for car damage that had occured previously, plus I helped my mom out whilst she was out of work due to an operation. Other than this though, I have spent my money stupidly (going out, smoking etc). Plus I only got a job around two months ago. Will they give me anything? Btw, I am very committed to realising my mistakes and putting them right properly (earning money etc).
Thanks for your answers so far, any more help appreciated.