i went to the bank begining of march, to find only �25 had been paid in, insted of �111!!!! my childcare is �120 a week! i called the tax credit office, to be told i had been over paid and that my payments would be �25 till april 8th which will increase to �75. i asked the bloke y i hadnt been informed of this weeks ago, he said that i letter had been printed the day before! well, if i had been informed the month before i could have done extre overtime to pay my childcare. so basically, i couldnt afford my childcare, my 2 children lost their placements and i lost my job, which i did tell the tax credits would happen, they told me i would be contacted and would get money out of next yrs credits, but despite calling them many times, no exra money went into my bank. Now i have lost my job and am at home, i actually worked out that i was only going to be �30 a week better off working on what they were going to pay me towards childcare. So my answer is plain NO THIS SYSTEM IS A LOAD OF CR**!!!!!!!! the old system was much better, re apply every 6 months, and in those 6 months ur money didnt change. i knew where i was then. apparently, the gov want mums to return to work after having kids, well they should make it easier and less stressful, and when you get a letter stating how much help you will get towards childcare, then you should get it!!!