Action For Children Quiz Winter 2024 C/D...
Quizzes & Puzzles1 min ago
I've had a mortgage on a fixed rate for 7 years and the term is now up. I'm pretty sure my current mortgage lender (C&G through LloydsTSB) is not the cheapest rate that I could be getting so I was wondering if anyone could advise me of another mortgage lender which would give me a good fixed rate for approx 5-7 years.
Once I have a shortlist of about 5 lenders, I'm going to go to each one and book an appointment to discuss in more detail.
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If you want to speak to someone about it, look in your local telephone pages to find a branch of accredited Independent Financial Advisors. They are legally obliged to give you advice that suits YOU and your circumstances best and can have better rates than you can get as an individual. They will get commission on the products that they pursue for you, but are obliged to tell you how much so that you can decide for yourself if they are being unduly influenced!! If they will not get any commission for something they pursue for you, you may be charged a small amount to cover their administration.
Personally, for mortgage changes, I have done my own research to find some good deals and then gone to my IFA with those in my back pocket. He gives me his suggestions, I compare them with mine and then he does the paperwork and chasing through for the chosen mortgage agreement itself. Works very well for me!