Those lovely tax people have informed me that I was overpaid childrens tax credit of ?850 through my PAYE in 2002, long before the current system of paying to individual bank accounts came into being....
I have ?45,000 cash to invest for 3 years intending to use this to reduce my mortgage of ?96,000. I am tied into my mortgage for the 3 years & not allowed to make any overpayments. What is the best...