Someone recommended a Lifetime Mortgage to my mother as a way to avoid leaving her heirs with an inheritance tax bill. Her house alone is valued at 330,000 and thus way over the nil-tax bracket. I...
I defaulted on my Graduate loan 3 years ago, my debt was passed to Barclays debt recovery (CDS) and I have been paying them back monthly. Are they allowed any access to my...
Could there be a system in place to give an 'about me' or similar to give your qualifications / experience. Not sure that it would work, but I do get annoyed in the MOney & Finance section...
I have a half-share in a house in Ireland and want to buy my the other half-share from my cousins. I have a mortgage set up to buy the share and also begin renovations. The solicitor who is handling...
I need to hang a 1 metre x 2 metre piner mirror (weight approx. 20kgs) on plasterboard, on a dry-lined wall. What would be the best fixings and method of hanging?
Would any bank agree to written instructions on automatic transfer of their left over funds to their partner or spouse should that person suddenly died? Or would you need to have a...
I have been ordering things from websites using my credit card (Xmas presents). Do they do a credit check on you? I don't see why they should as if you pay by credit card, the payment is...
I am ploughing through this book by Bill Bryson and can only take a little at a time, but I am awed by his chapter on our universe and galaxies etc, I feel so small. Anyone else read this and...
I own a leasehold house. The agents who collect ground rent for the freeholder have written to say I should pay ?35 to find out the cost of buying the freehold. How much can I expect to pay for the...
Years ago, four to be precise, I had some inaccurate information removed from my credit file, to help my rating. Since then I have been very careful with my accounts but have noticed from my online...
i have a joint mortgage with my mum, i recently got a solicitor to draw up an agreement that i own 1% of the share of the equity, i also have another joint mortgage on another house, again i have a...
I bought my property in 1989 with my then partner. He got into some financial difficulties (without my knowledge) and therefore two charging orders were attached to his part of the property by...