hev Member Profile in The AnswerBank

car finance

I've tried to purchase a car , told i'd got finance so I sold my car left depoist , found i had not got finance and finding it now hard to get my depoist back of ?740 , can they do this as they have...

sheribeee

moving to spain

Hi, me and my hubby with 2 small kids r looking at buying a property to redevelop and move into as a family home, with no mortgage. Are we still entatiled to claim any benefits ie child benefit/ tax...

tigwig

Self employment advice needed

Hi, my hubby has recently started working for himself as a bricklayer/builder. We have registered with the Inland Revenue for tax and NI contributions and are planning on opening a seperate bank...

markqprman

Self employed tax

Just found out we should have been putting down as a expense for the business the life insurance plans we have in place for the partners. Did not know it was tax deductable. Can anyone tell me if we...

Bivvysenior

Tax refund

I had completed my on line tax assessment /return in December 2007. It showed that I had a ?1450 tax overpayment. I have contacted the tax office several times who tell me that I have to wait, and...

tallacre1

iva and bank charges reclaim

i am presently in a iva one of the creditors is the natwest then last year i reclaimed bank charges successfully with the natwest they paid the money 4900 into my account which is still open but hasnt...

cleo1

sole traders

can two people who are both sole traders work tohether under one name and pay their own taxes instead of setting up a limited business tohether and paying extra taxes? cheers

imd123

Reliable and reasonable price carrier

Hi Looking to find a relaible courier. I send 1 or 2 parcels a week and have been using Special Delivery from Post office. They are a bit pricey and limited to 10kgs which is a problem. Can anyone...

scoobysoo

Confused about National Insurance

I registered as Self-Employed at the beginning of the year, as I had starting trading as a complementary therapist, and have just received a NI bill for the period from Jan to April for ?22. During...

missrandom

Higher rate tax

Hi, my husband has just got a new job with a much higher salary than before, and he's now going to be on higher rate tax. Could anyone tell me wether he will have to pay 40% on the whole of his wages...

gudelia

Tenancy Guarantor Liability

Can anyone advise please? I have just received a solicitor's letter asking for payment of more than ?8000 - arrears. I signed as guarantor for my daughter several years ago on a tenancy agreement. The...

Uke

state pension

I had to take early retirement on health grounds from my employment in local government and was given a small pension based on service, I am now of retirement age and have not claimed my state...

tigwig

Jobs on the side

my hubby has just been made redundant from his bricklaying job and before he gets another job a couple of family friends want some work doing that will take approx 1 month. Would it be really wrong to...

divine

Help!

Please help... We have just accepted an offer on our house( which we own out right) which is great. We have had our offer accepted on the house of our dreams. We need a mortgage of 40k towards the...

elvislives08

Guarantor or not guarantor? that is the question

Hi, A friend of mine moved into a flat below me last year (the property is registered as a house but rented out as 2 flats). The landlord asked me if i would be his guarantor (he told my friend he did...

aliczech

TAX BACK??? EU cittizen

My friend is foreign (EU cittizen) and work (full time) over 4 years in UK. She wonder, if she can claim some tax back. She will go home next year (not return planned). She is single, no debts, no...

jasmin26

self employed 2nd job

can you have a main job ( PAYE) and also be self employed part time ? if so whats the position re tax and NI ?

joe1

iva

Are they a good idea - have been struggling for years to keep up with debts. Had enough! What are the pitfalls - anyone please?

Simon5149

Fuel returns

Hi, a friend has just told me that he claims his fuel costs back via a tax returns form, he is employed the same as me not sub-contracted or self employed, i drive 100 miles a day to work and have...

chubbygirl

Good insurance company for young drivers

Can anyone help me with looking for a sensible car insurance quote with putting my 19 year old son on the policy, we are only insuring a group 1 car and the only quotes I am getting are for over...

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