themas Member Profile in The AnswerBank

Leasehold - time left v saleability etc

I'm trying to write and article on the pros and cons of Leasehold flats etc. Can anyone point me at a source of information, what I can't seem to find out is: a) At what point will lender not lend in...

sarjent

Contribution Based Job Seekers Allowance

We keep seeing stuff about "correct amount of national insurance contributions must have been made to qualify". But how much is needed? There seems to be no answer to this that I can...

Im a BusyBee

who is liable for joint tenancy??

sorry if this is a long one......my daughter lived with b/f and small baby for 8 months-he walked out early april.Then debts that he had run up piled in...it transpired he had paid for VERY VERY...

vlamb

Shared ownership of a house

I bought a house with my friend nearly two years ago. We have a mortgage in joint names and no seperate agreement with a solicitor. We haven't been getting on and I have decided that I want to leave...

Catso

Itemisation of probate values

(Hope the title makes sense!) How would I find out how the total of a person's estate was made up? I have obtained a copy of the will, from the Probate Office, and all it has is the total of the...

purplelily

Change of DD date for loan

I have a loan with NatWest, payment for which comes out of my NatWest account via Direct Debit, on 25th of the month. I recently changed jobs, and now get paid on 28th of the month. I just phoned...

Le Chat

Inheritance

My mother in law, who is only 59yrs lives with her eldest son (35 yrs) in a house worth approx. ?130,000. Her question is this :- Is there anything she can do to ensure that in the event of her having...

Madgirl2

Legal Aid

Does anyone know if there is a time limit on querying whether solicitor's fees should have been levied? 9 years ago the solicitor who dealt with my divorce said I would qualify for legal aid and made...

laineys

letterfrom mackenziehall (help please)

i received a letter today from mackenziehall saying i owe 1stcredit ltd(citifinancial)2841.74 . i didnt know this company but my friend said they used to be called the associates then i remembered i...

bubbles4920

company bankruptcy

my friend is really worried as their company is going bankrupt. someone said she will need to pay ?5000 + VAT to go bang but she hasnt got it. how can you go bang if you cant pay to do it? i thought...

serendipity2

reduced payments query

Hi, My Mum is having trouble affording her credit cards and store cards and is thinking of asking the companies if they would accept reduced payments. The thing is, someone told her that before she...

rachbod22

Seperation and Mortgage

Hi, My partner has a mortgage with his ex-girlfriend - who still lives in the home. She has recently got sacked from her job and is now behind on mortgage payments. She is threatening to declare...

joko

fake bank accounts and fake utility bills

can anyone tell me how i would find out if there are bank accounts in my name but not my address? i am aware that without passwords etc i canot just phone the banks and ask them. i have discovered my...

tellboy

They say always pay by Credit Card for your protection ?

I have had loads of hassle with a Computer Supplier and wanted a refund. Computer wrong specification, refused to accept from Courier. Months later no refund I took it up with my Credit Card Company....

hallj1

Purchase deposit.

If I leave a deposit for an item through a dealer,how can I put a time limit on the transacion so that I'me not waiting forever for the item to arrive when I could be buying it somewhere else.Thanks.

Davman2005

Npower chasing

We recently moved into a property and npower have been sending letters to "the occupier" threatening all kinds, the way they treat you is disgusting. Can they do anything if all the information they...

adam2479

CIFAS Entrys on Credit Record

I am having serious problems getting credit, so ordered my reports and found a number of CIFAS entries on it. After careful investigation, I have found out that this is because apparently an incorrect...

confusedlass

house sale fees following volunary reposession

I am being asked to repay the fees following a repo in 1998. I have heard nothing until now, and they want 4,000 to cover costs of selling. Do I have to pay this? It is 8 years ago and this is the...

electric.ice

18 and unemployed

I have just left my part time job of 1 and a half years due to awful practise. However, this now means I've just turned 18 but am unemployed. Im due to start uni in september, and I have books and...

smptrds

Council Admit Faults in their Finance Department.

Two high ranking Council Officials met with me with regards to their caution held on me for the next five years for failing to inform them of capital increases within the set month of receiving it....

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