themas Member Profile in The AnswerBank

Bankruptcy

Hi All. My son is about to go bankrupt, having tried all other avenues he feels he has no choice. My concern is, will this affect the family home that his wife and children live in, my son no longer...

cherelleavision

forcing sale on jointly owned property

I split from my ex-boyriend 3 years ago and we both jointly own a property which was mortgaged. I had to declare myself bankrupt shortly after leaving him as he was not in any form of employment,...

BagPussAA

Bankrupcy

I have quite a lot of personal debt and have approached my creditors with a DMP which they have rejected. The only option now seems to be bankrupcy. The debt is in my name but I live with my partner....

rjay

Defective Title

My terraced home which was owned by my father had been divided down the middle and he left a "deed of gift" creating two seperate dwellings back and front. I own the back which has a...

ben85

CCJ Problems

Hello people. Basically I'm in a bit of a hole. Around 4 months ago both me and my brother were issued with CCJ's after we left a rented property owing rent. Not only were the CCJ's issued/served to...

Chasingcars

As a minimum what maternity pay/ benefits would I qualify for?

Planning a family next year, but a bit confused over what pay/benefits I would be entitled to. I understand the basic maternity pay and SMP but my friend said she got a one off grant of £250 i...

djtdjt

Old debt

Is an old debt automatically statute barred after 6 years? does this mean it no longer requires payment? Two debt collection companies (Vilcollections and ScotCall) have both witten about the same...

diwallis

Bank Accounts for Bankrupts

Hi, my boyfriend has recently declared himself bankrupt but we are having problems sorting a bank account. He is currently with Natwest and the OR has agreed that if Natwest are happy he can continue...

gossipgirl

bankruptsy

i was just wondering if anyone could shed any light on this question. A group of us were talikng yesterday for some random reason about declaring yourself bankrupt, and where as i said once your...

wan_amri

building insurance

We own a leased hold property since almost 6 years ago. Around 3 months ago we received a letter from the company called The Compton Group tell us that they own the leasehold of our property, and tell...

wizard66

bankrupt and debt

A relative has recently been declared bankrupt. I dont really know how bankruptcy works. My relative had debts from almost everywhere, unpaid rent, council tax, catalogues, utilitie companies, loans...

shamai

Rent paid in advance on residential flat

paid 10 years ground rent to the freeholder £2,000. He has now sold his freehold the new freeholder is demanding rent that was already paid for in advance to the previous freeholder before it...

natalie7

Lease

I live in a basement flat of a converted victorian house. There are 3 flats in this building, top, middle and basement. We all own our properties. For a few years now I have been having a lot of...

Elm1972

Can I be sued over my deceased mothers contract

To cut a long story short, when my mother passed away she died owing money for building works carried out prior to her death. During the esate administration process, the builders were asked to...

TheBestHippogriff

Applying "without prejudice" to communcation retrospectively.

Hi all, If a solicitor starts heading letters \"without prejudice\" and mentioning it numerous times in the letter and claiming that all previous discussions have also been based on that...

johnbikemad

tax credits

my son pays us as parents a paltry fee for rent to live at home do i have to declare this as other income to the working tax credit office

Ermieox

Bankruptcy and Bank Accounts

I understand that when you submit your personal bankruptcy papers to the court (UK) any bank accounts you have are frozen and you have to open a cash account. I have a cash account which was set up at...

gingerone

tax credit nightmare!!!

I changed my circumstances with the tax credit people on 10th july. I have yet to recieve a thing from them. they say they need more info every time i ring? i literally have 33 pound a week child...

ummmm

Tax credits....

muj200

tenants unpaid bills

hello, i think i know the answer to this question but i could do with some verification. am i liable for my ex tenants unpaid utility bills? i own the house but have never lived there and can prove...

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