9d one novelist enters pass keeping his head in danger (3-4) I??-?O?L
39a more difficult to please missing starter (7) ?O?S?E?
Answers may be nickname of American State...
12a David's wife university arts graduate penning novel (9) B?T?S?E?A. The answer must be Bathsheba who was Davids wife, but what is the cryptic explanation?