Road rules3 mins ago
hornet
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For more on marking an answer as the "Best Answer", please visit our FAQ.it sounds like a hornet to me but I am no expert if you go to this website there are pics that might help, click on "the insects" (top left)
Probably a Giant Horntail or another name is Wood Wasp. Definitely not a Hornet as they are for the most part non agressive and the colouring is a mute brown and pale gold rather than yellow/gold/black.
The 'sting' is nothing to fear as it is the ovipostor of the female. She just uses this for drilling into pine trees to lay her eggs, although it does look make her look a bit mean!! I couldn't find any really decent pics on the internet - this is the best I could find. If it's not the one we'll all have to have another think.