I have two tenants in nearly identical circumstances, both single mothers, both claiming housing benefit and other benefits and one is always behind with everything, getting payday loans, always in a financial mess, struggling with Christmas for the kids, drinks and smokes the other is always spot on with everything, kids have a good Christmas etc , doesn't drink, doesn't smoke, runs a small car and tbh niether are ' rich' or ' doing well on benefits' one is just a bit more savvy than the other and manages better- it's just human nature, but no-one is living the life of Reilley on benefits- it's miserable.