The Mr T look does nothing for me either. I don't wear a lot of jewellery , just my wedding ring , a watch , my late grans wedding ring and a chain with my initial on it. I think that too much jewellery looks tacky and thankfully my husband agrees. He only wears his wedding ring and a watch , he doesn't like chains or any other rings. Each to their own I suppose but I think that it looks awful when you see people with about twenty chains tangled around their neck , chunky rings on every finger and about a dozen gold bracelets on each arm. I like a sparkly bracelet on a night out but I don't feel the need to wear dozens of them. Less is more and gold is so over-rated anyway. I think that silver is much nicer.
The worst though Wardy has got to be parents who inflict their love of excessive jewellery upon their poor children. I saw a young baby around six months old who had both arms covered in dozens of cheap bangles and had her ears pierced. Awful.