what do you think?

[redcrx]

Ive just had a cold call from a company offering an insurance package that will pay out should I ever become a sufferer of one of the 8 female cancers.

I told her i already had adequate critical illness cover and health insurance and that i wasnt interested in something that offered such a specific thing.

Is it just me or does anyone else see it as a way of profitting from the fears of women?

Do men get offered the same sorts of things?

[4getmenot]

I dont know but can you name all 8?

[redcrx]

doubt it

but why cant they just offer something that covers whole family for cancers and other such dreadful illnesses. Why solely target women?

Its like these women only car insurers, they tell you its cheaper and it rarely is, do they think we are all soft?

[4getmenot]

maybe the same company target blokes for cancers too. and was it a woman that called?

[bednobs]

yes, it is offered to men as well. I and my husband both have a policy. In ours they, for some bizzare reason include pancreatic cancer, and breast cancer (last time i looked both men and women have pancreases!and breasts)

[redcrx]

thanks bednobs, I have never heard of it being offered to men as well. ive only ever heard of women being offered such policies.

yes, men can get breast cancer but perhaps, as its not so common, they dont feel that it would help 'sell' the policy.

[Octavius]

Male most common:

Prostate
Lung
Colorectal (bowel)
Bladder
Cutaneous melanoma (skin)

Female:

Breast
Lung
Colorectal
Endometrial (Uterus)
Non-Hodgkin lymphoma (spleen, lymph nodes or tonsils)

This excludes many childhood ones, but for adults you also have leukaemia (blood or bone), pancreatic (gland), Esophageal (throat), head and neck (lips, mouth nose etc) and ovarian cancers which are also relatively common.

Most PMIs exclude cancer from their general indemnities as it is contentious to define whether the condition was existent before the policy was taken out (inherited or genetic) or self-inflicted (carcinogens etc).

[mycats]

I looked into this company a few months ago, what a rip off. The money you get back is practically worthless

[DottyH]

I have taken out a critical illness policy with the RBS, how expensive is that!!!!!!!!!!! my car insures for less!

[tattoo1094]

id like to know what they would do when you tell them ' im already suffering from cervical cancer'
still a job eh ?

[amonty1144]

I read in the paper that another company....american something is offering cover for cancer but pay for the drugs that the nhs won't pay for.
I thought it was quite good value, if it gives you a better chance