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Yes, I've ignored texts & e-mails. It just bugs me that these people are bothering me in the first place. They obviously think I'm some sort of idiot!
Had a phone call yesterday (on the land line) from 'Mason' who wanted to help me to claim back £2,500. It was obvious from his accent that his real name was not Mason & he was not ringing from the UK. I just said "Stop right there. I have not been mis-sold anything and, if I had, I would be claiming it back myself". He managed to hang up before I could replace my receiver!