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personal loan

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slister1 | 17:12 Sat 26th May 2007 | Personal Finance
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I filed for bankrupucty about threee years ago. I have you debt that I incurred and I want to get rid of these credit cards. Is It wise to take out a personal loan so all I 'll have is one payment. The intrest rates on the cards started out low and now they are high I've been on time with making my payments.
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