ChatterBank0 min ago
Identity Theft , CIFAS and credit ratings
1 Answers
I was recently told by the Tax office that someone had tried to apply for tax credits using siome of my details. They recommended using CIFAS. From what i can see CIFAS will put a warning on your credit file ie " investigate further "
I haven't the best credit rating and wonder if having this on my credit file could actually count against me.
Any advice or similar experince?
I haven't the best credit rating and wonder if having this on my credit file could actually count against me.
Any advice or similar experince?
Answers
Only 1 answer
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Registering with CIFAS is very helpful and gives you piece of mind.
You simply go to their website and fill in a form and pay a small annual fee. You in effect let them have a password and the idea is when you purchase goods that do a credit check with the credit reference agencies behing the scenres i,.e a loan request, a new mobile contract, mortgage etc. this will once registered be referred until they speak to you and you give over your correct password.
This is great and I use it, it means that a fraudster will not be able to take out loans etc. in your name where a credit check is required.
The web address is;
http://www.cifas.org.uk/default.asp?edit_id=25 2-28
Cheers
R
You simply go to their website and fill in a form and pay a small annual fee. You in effect let them have a password and the idea is when you purchase goods that do a credit check with the credit reference agencies behing the scenres i,.e a loan request, a new mobile contract, mortgage etc. this will once registered be referred until they speak to you and you give over your correct password.
This is great and I use it, it means that a fraudster will not be able to take out loans etc. in your name where a credit check is required.
The web address is;
http://www.cifas.org.uk/default.asp?edit_id=25 2-28
Cheers
R
Only 1 answer
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