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Credit card or a Loan!! ...

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case1975 | 01:46 Sat 21st Nov 2009 | Personal Finance
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Hi
I have a credit rating of 999.. I work as a nursery nurse and get around £ 150 per week..I had £5000 loan from the abbey in June.I pay it on time never missed a payment,.also I have a voda contract which I pay on time..THE Abbey said no to the 2k i need!.. ..as I don't earn much.( I had to take the loan out over 6 years so payments of £127.00.)
Anyway..I need around £2000 but Abbey bank said it wont let me as I don't earn a lot..surely with my credit rating I can do something..a loan or credit card!
Help..got till 2nd December!
Thanks x
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I'm not too surprised thay Abbey turned you down. They will fer that you need to keep taking out bigger loans and on your income repayments could be difficult..
Sorry it's not theanswer you were looking for. I think on your income loans will be expensive. Is it essential you take out this loan? May be better to reduce your debts for a while.
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obviously you don't say what the 2000 is for however, you won't get a credit dard in time for 2nd december - it usually takes a few weeks between applying and them setting up your account and you having the card. Do you have family that could lend you money? or anything you can sell?
Again i know this isn't what you want to hear but could you do without whatever you need the 2 grand for?

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