angie 55
I am sorry but according to this
http://www.yourpension.org.uk/Files/Files/HCC%20Fire/FPS%20Scheme%20Guide.pdf
your guide to the firefighters pension scheme the one 2013 that replaced the old scehem - the fire boys themselves contribute 10-15% and the employer contributes a whopping 26.5% !!
this you will notice is NOT close to zero ! (page 3 )
On principle I am not sure if there is or can be an employers scheme where the contribution is zero.
The statutory minimum is I think 2.5 % ( yes one tenth of the sum I have read above ) for outside employers and this means that everyone is trying to reduce their contribution to this sort of level ( except the MPs own scheme of course ). This is called 'The Race to the Bottom' but doesnt really concern us here