how much can I earn

[siddog]

I am currently on my husbands pension. How much can I earn before this is affected.

[Ethel]

The basic allowance is �4895 this year.

I don't really understand your question though.

If you get a pension in your own name through your husband's pension scheme that will go towards your allowance.

If your husband is claiming state pension for you the rules are very different.

[dancecaller]

I didn't think pensions were affected by earnings, except that you may have to pay tax on what you get.

[Ethel]

Pensions affect your earnings because it is income that is set against your personal allowance.

If your pension income is �4895 per year you will pay tax on every single penny you earn and so take home less money than someone with no pension.

[themas]

Your husband's (or your own) state pension is not affected by your earnings, but the amount of income tax you pay on your earnings will depend on the amount of state pension in your name. From what you say, it appears this is nil (i.e. all the pension is in your husband's name) so I think your earnings will be treated entirely separately for tax purposes.