Raising �1500

[flipflop104]

What's the best way to raise �1500 for approx 12months to finish doing up my bathroom.

I have a mortgage which has just been re-fixed so *don't think* I can get it from that without paying more fees as I borrwed a �2000 more than I needed in order to start the bathroom but am running �1500 short now :o(

However, I have no other forms of borrowed finance - no overdraft, no loans, no credit cards, no store cards, etc. ie. my mortgage is the only money I've ever borrowed - pay for everything else cash.

What's the best way to raise the �1500 that I need? - I have between �80 and �150 per month spare to replay the �1500.

[Dassie]

Either a short term unsecured loan or an overdraft. These will be the cheapest interest-wise. Speak to your bank, explain what it's for and I'm sure they'll give it to you. The shorter the period the better so �150 per month as a repay figure should be good to finish the repayment plus interest in about a year.

[BBWCHATT]

Does the DIY store have their own credit cards? If so they might issue one so you could buy what you need to finish there.