credit history

[danny81080]

i seem to have bad credit a few of us are getting a house we all went to get on the same mortgage but i was refused i need to find out my credit history and find out why its bad and how i can get it clean ive checked all the top credit companys and they seem to say my score is ok
would it be easier to go bankrupt and wait for a year then get put on the mortgage i just want to find out what the history is and try to get it sorted please help someone.

[ummmm]

Go on experian...not sure of the web sire...google it!

You can get your credit file for �1

[Ethel]

Don't declare yourself bankrupt! As much as you seem to think it's an easy option, it is impossible to get a standard mortgage for years afterwards, regardless of the recent changes.

Anyway - you have to have a considerable amount of debt before you can declare yourself bankrupt.

If you have - this could be the reason why you can't get a mortgage.

What debts do you have? Do you have a good income?