Quizzes & Puzzles1 min ago
CCJ in error
1 Answers
My boyfriends motorbike was stolen & crashed & scrapped. Despite telling the DVLA this, they kept sending him letters saying he hasn't paid for his road tax. Next thing he knows, he has a letter saying he has a CCJ because he didn't turn up in court. He never knew anything about going to court. So now he has a CCJ on his credit file, which he hasn't paid, coz it's all a big messy mistake.
What's the best course of action? Send letters backwards & forwards to the DVLA etc (the stolen bike was reported to the police, so there will be a crime reference number) & leave the CCJ sitting there? Or admit defeat, pay it, & get it settled on his credit file?
What's the best course of action? Send letters backwards & forwards to the DVLA etc (the stolen bike was reported to the police, so there will be a crime reference number) & leave the CCJ sitting there? Or admit defeat, pay it, & get it settled on his credit file?
Answers
Best Answer
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For more on marking an answer as the "Best Answer", please visit our FAQ.Even if he pays up - unless he does it within 28 days of the CCJ being granted - the CCJ will stay on his CRA records for 6 years, but should be marked as satisfied. His only chance of getting it removed entirely is to ask the Court to set the judgement aside on the grounds that he was not notified of it. However, the Court is only likely to do this if there is realistic evidence that - on re-hearing the case (which is what will happen after a set aside) - the decision would be likely to be different.
What did he actually do? Did he send DVLA the relevant part of the log book? Did he contact them again when they asked for the money? If he didn't do these things then he probably hasn't much chance of getting a set aside. If he wants to pursue it he ought to talk to DVLA and ask them to confirm what information they have on their records about it.
If he doesn't succeed in getting a set aside and different decision, he will have to pay the money.
What did he actually do? Did he send DVLA the relevant part of the log book? Did he contact them again when they asked for the money? If he didn't do these things then he probably hasn't much chance of getting a set aside. If he wants to pursue it he ought to talk to DVLA and ask them to confirm what information they have on their records about it.
If he doesn't succeed in getting a set aside and different decision, he will have to pay the money.