mortgage for self emploYed

[evedawn]

Does anyone know what mortgage provider will be best for a SELF EMPLOYED person? The company financial records / proof of turnover are good but as the co has been in operration for two years only I heard some lenders may be sticky.

[abranei]

Its not as bad as it used to be but talking to the high street lenders is a waste of time.

Basically you need to go through the back doors via a organisation who understands contractors and self employed and talk the the lenders and arrange deals.

http://www.contractoruk.com/money/cuk_mortgage _club.html

[evedawn]

thank you for you answer. The link to the website was very helpful indeed.

[EverClean]

Speak to a mortgage adviser - there are some High St lenders that will do this. Take advice from an adviser and it could save you thousands.

[lauratee]

Platform Funding Limited - they are a division of Britannia Building Society. My boyfriend is self employed and has only been trading for the past year or two but we have just got a great deal we had to self certify but Platofrm have been really good. We went through an IFA but you could go directly to them They are the only current lender it seems that will lend 95% of the purchase price on a self-cert.

[evedawn]

thanks for that