It is different in Scotland - this applies to England and Wales
f you have over �21,500 in capital you will be assessed as being able to meet the full cost of your care. If you have between �13,000 and �21,500 of capital you will be provided with an income of �1 for every �250 of your savings. If you have �13,000 of capital or less, the council will usually pay for your care in full.
If you own your home then it will usually be counted as capital 12 weeks after you move permanently into a care home. The value of your home will not be counted as capital if certain close relatives still live there.