NCD on 2 vehicles

[hornet]

I currently have full NCD for car insurance which i believe is 60% I am in the process of looking for a second car which will be a newish convertible and far more valuable than my current jalopy!! it was my intention to keep both cars and use the old banger to and from work. I was shocked to discover that I would only get no claims discount on one of the cars! Ultimately this means that the insurance on the high performance, expensive convertible is �450 per year and the �1000 old banger costs nearly �600 to insure!!!!! Although i accept these might be the rules they dont seem to be fair. I accept that insurance premiums will vary dependent upon vehicle spec, value, location etc. After that the discount that is received relates to the individual. It is in effect a risk assessment. Historically i am a low risk and there accrue the benefits of 60% reduction. Bearing in mind i can only drive one car at a time but they receive two premiums i would of thought this to of been an excellent piece of business for an insurance company?? i would be interested to hear any views on this and advice concerning any insurers who might allow the discount on both vehicles?? regards

[GeordieSteve]

Call elephant.co.uk. They will insure you on two cars with your no claims on both

[Oneeyedvic]

A few insurance companies will do this - suggest going through the yellow pages. It is very unfair - I also have a motorbike and the no claims discount I accrue on this does not count towards my cars ncb - however if I do have a claim on bike insurance it effects my car premium - how does that work?

[chocoholic1]

Hi, I was told the same when we purchased our second car. Then we discovered some insurance companies (like the AA) actually offer you the same discount as on your first car. So it wasn't a nightmare after all. Do still shop around for the best deal.