Pay Pal

[sprayermick]

I use Pay Pal to pay for items that I buy on ebay, at the moment I have a debit card registered with them so the payment comes straight out of my bank account, I am thinking about registering a second card (credit) with them but how will I know which card is being charged ? do I get to choose what card to use at the time of transaction?

[Mattk]

Yes. It lists available accounts and you can either choose the default or another.

[sprayermick]

Thanks for your answer as at the moment I only have a debit card listed, I wanted to add the credit card because I was looking at buying a new bed which is over £300. and I thought that should anything go wrong the credit card should cover the deal
(within reason)

[whiskeryron]

make sure the bed is a new one (from ebay you may find somebody in it when it's delivered)

[hc4361]

The credit card will not cover the deal unless it specifies it will in the terms and conditions - it will be a voluntary benefit.

S.75 of the Consumer Credit Act makes credit card companies jointly liable for bad transactions but only if the payment is made directly to the company selling the goods.
PayPal breaks the consumer - retailer - credit card triangle so 2.75 does not apply.

[Clanad]

I buy and sell quite a bit on Ebay and, of course, use Pay Pal heavily. For bookeeeping purposes and control, I elected to apply or the Pay Pal Mastercard. That decision has worked very well. I pay the balance at the end of the month since, like most cards these days, the interest is around 18% (here in the U.S.) I can use the accumulation of payments from customers in my Pay Pal account to pay the Pay Pal credit card balance...