Crosswords1 min ago
Credit Card Payments To A Bank Account
Hi I have a bill I'd like to pay by credit card.
The problem is it's an invoice for a service and the person has only provided me their bank accounts details to pay into. He assures me he can take credit cards but he just doesn't have a machine to do that. Is it possible to pay this bill by credit card?
Answers
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For more on marking an answer as the "Best Answer", please visit our FAQ.The only way to pay by credit card is for the trader to provide the facilities for you to do so (i.e. by means of a card machine, or by providing you with a method to give them your card details).
If you pay by bank transfer and you have the recipient's sort code and account number you simply do a transfer using them. But you can't do that with a credit card - the trader hs to provide you with the facilities to make the payment.
If the payee doesn't have a 'merchant account', which is the traditional way to accept credit card payments, he can use a PSP (= 'payment service provider') to facilitate the payment. The most popular one, by far, is PayPal. All that's needed is for the payee to create an invoice for his services:
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