utilities

[auntsallyann]

I am moving out of my house so the property is now empty. I have informed the council, do I need to inform the utility people, are there any reductions in standard charges from gas elec water thanks

[craft1948]

Yes you should inform the utilities and leave a copy of your final meter readings for the new tenant

[auntsallyann]

thanks, i will still own it, but its going on the market to hopefully sell, as I don't want to let it.

[flyciderman]

You should also tell your insurance company.

[auntsallyann]

im just comparing quotes for building only insurance for vacant properties, i thought this would be expensive but its not too bad, i will also speak with my present insurer and inform them and see if they quote me. i presume as its an empty property i wont need contents, will things like the kitchen/bathroom be covered by buildings ins.

[jenniprice]

if you still own it then you don't need to tell the utilities till it is sold.
As you said only people to tell are Council as get rduction in Council Tax and insurers.
Buildings insurance doens't cover kitchens and bathrooms, so best to keep buildings and contecnts insurance to be on the safe side!

[BenDToy]

I beg to differ jenniprice - kitchens and bathrooms are normally covered by buildings insurance. Mine always have been. As a rough guide, anything you would not normally take with you when you move house would be "contents". As an example' a carpet would be "contents", but a wood floor would be "buildings". A boiler is "buildings" and a stand alone fridge is "contents". Not a definitive guide but may help. However I recommend asking your insurance company though. I don't think my answer here would help if you had to claim!!

[jenniprice]

My buildings insurance didn't cover anything like that-maybe they do differ.
Buildings insurance is practically the house as it stands-so if burnt down buildings insurance would cover the re-build of the house, with walls, windows and roof.

Anything else is contents. I know it sounds silly, but you can actually take kitchens with you when move-and a theif can easily steel as kitchen-highly unlikely I know, but thats why it's contents insurance.

[mandimoo]

dont forget to cancel your tv licence! you can defo do that (if there is no receiving equip of course) and you may be entitled to a bit of a refund too.