Credit rating

[chelsea_girl]

My husband just did an online credit check for himself, and his credit rating on it is 2. Is this good or bad? it says it's on a 1-5 rating, and he got 2 stars. He had no ccj's listed on it.

[CheekyChops]

Well usually the higher number is the best so I would say that 2 stars isn't particularly good out of of 5.

[Mattk]

If you sign up to Experia you can view your report in full and see where the score has been lost. It is a subscription service but you can leave within a certain period without shelling out any money.

[Frank97]

I signed up to experia last year only to find my rating was 0, I did go bankrupt a few years ago mind you so wasn't really that surprised, at least if someone steals my ID they won't have much luck obtaining credit.

[AlBags]

Do a little 'minor' borrowing with your bank, etc. It will push your rating up.
Repay it all, and keep the term of payment tho!