Title Deeds

[Birchy]

How could I get hold of the title deeds to my house? Would it be the conveyancing solicitor that would have them?

[KARL]

Your solicitor (who did the purchase for you) will have the deeds if the property has no secured loan or mortgage on it. If the property forms a security then the deeds are likely to be held by the bank or building society. You should ask your solicitor to let you see them if he has them and normally this will be complied with without a murmur. But it is likely you will not only have to go through your solicitor (meter running - he will be guarantor that they come back) to extract them from a third party but you may find considerable resistance to handing them over. Your best bet in the latter case would be to ask for a photocopy set (all back-issues) - this should eventually be given to you but prepare for repeating your request and giving both time and money to the cause. With older properties in particular, the exercise is well worth the pleasure of looking back in time. Good luck

[Birchy]

Thanks Karl...yes, the property is 100 next year, so there should be an "interesting" history to it. Also, these houses were all given names and I don't know what ours is called.

[Hgrove]

I gather recent cases in the law mean that in future, there will no longer be paper deeds.  They will be phased out and all titles be recorded on the Land Registry's computers.  So it is a good idea to act now if you want the deeds in order to learn more about the history of your property.

[Birchy]

Thanks H