Rephrased - Problem Highlighting Text In...
Technology2 mins ago
stolen recovered car
Thieves smashed my front door in with a breeze block and stole my car keys and subsequently my car.
Within 24 hours the car was found parked up on an estate and police believe thieves left it here to check to see if it had a tracker.
No damage has been done (although I havent seen this for myself just taking police words - car currently locked in compound awaiting to hear back form them), but obviously we feel this was a targeted attack and they were specifically after this type of car - police said is quite common.
I do not want this car back, I do not feel safe having it on my drive. It is financed and have no way of selling and clearing the full finance.
Is there a way i can refuse to take car back as obviously will need new locks etc as they stoles keys and will then show as Cat D from now on, cars book value about 7k so cannot afford drop in price.
ANy ideas? Can i refuse and force insurance company to take it back ?
Within 24 hours the car was found parked up on an estate and police believe thieves left it here to check to see if it had a tracker.
No damage has been done (although I havent seen this for myself just taking police words - car currently locked in compound awaiting to hear back form them), but obviously we feel this was a targeted attack and they were specifically after this type of car - police said is quite common.
I do not want this car back, I do not feel safe having it on my drive. It is financed and have no way of selling and clearing the full finance.
Is there a way i can refuse to take car back as obviously will need new locks etc as they stoles keys and will then show as Cat D from now on, cars book value about 7k so cannot afford drop in price.
ANy ideas? Can i refuse and force insurance company to take it back ?
Answers
1 to 16 of 16
Best Answer
No best answer has yet been selected by emzy. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.
>>> . . . and will then show as Cat D from now on<<<
Why would you expect an insurer to write-off a £7k vehicle, just because of the need to replace the locks (which might be disputed anyway, since the chances of the thief having got copies cut would seem to be extremely low).
No insurer can be held responsible for your decision to buy a vehicle which is likely to be targeted by thieves. Indeed, if your keys were left close to your front door (where, for example, they could have been reached through your letterbox), most insurers would refuse to pay out anything.
You've no chance whatsoever of getting the insurer to keep the vehicle. Life isn't always pleasant; just accept it.
Why would you expect an insurer to write-off a £7k vehicle, just because of the need to replace the locks (which might be disputed anyway, since the chances of the thief having got copies cut would seem to be extremely low).
No insurer can be held responsible for your decision to buy a vehicle which is likely to be targeted by thieves. Indeed, if your keys were left close to your front door (where, for example, they could have been reached through your letterbox), most insurers would refuse to pay out anything.
You've no chance whatsoever of getting the insurer to keep the vehicle. Life isn't always pleasant; just accept it.
No. The insurance company will not 'take it back' because they don't own it. They will only pay for an insured loss, which is not the loss of the car but only the repair of such damage it has sustained or incidental loss consequent upon its being taken and driven away (not, legally speaking, stolen). It's your car,as far as they are concerned, and, whatever form the financing has taken, you are bound by the terms of the finance agreement.
-- answer removed --
Just what the police said makes me think it will become cat d.
I am yet to see any damage as its locked in a compound and police need to do forensics on it.
They did not reach through the letter box the smashed through my front door with a breeze block to get in - which only held up for about 5 mins or so.
Police have told us it is a targeted attack and they know who is going it but need to catch / have proof to be able to take action.
On the same night within an hour either side 2 other high performance cars in the area were taken also.
If this is a car they want and it is rare what is to stop them coming back???
I am yet to see any damage as its locked in a compound and police need to do forensics on it.
They did not reach through the letter box the smashed through my front door with a breeze block to get in - which only held up for about 5 mins or so.
Police have told us it is a targeted attack and they know who is going it but need to catch / have proof to be able to take action.
On the same night within an hour either side 2 other high performance cars in the area were taken also.
If this is a car they want and it is rare what is to stop them coming back???
What theory as to its use or disposal did the police give? Sounds more like joy riders with ambition; people who can show off that they were able to get a flash fast car to drive their mates in.
We notice that these 'thieves' abandoned it fairly soon, as is usual with taking and driving away.If they were set on stealing it, it would have gone, tracker or no tracker. Assuming it's a right hand drive car, there's very little market for it. It's little good for export, compared to a left hand drive which can be sold readily in Europe or beyond. It's effectively only of use in crime as a getaway car,with a change of plates, in which case the tracker might be a hindrance, or for the value of it as a load of spares.Neither s likely.Robbers are not likely to choose a vehice that stands out, which witnesses will remember as unusual.
We notice that these 'thieves' abandoned it fairly soon, as is usual with taking and driving away.If they were set on stealing it, it would have gone, tracker or no tracker. Assuming it's a right hand drive car, there's very little market for it. It's little good for export, compared to a left hand drive which can be sold readily in Europe or beyond. It's effectively only of use in crime as a getaway car,with a change of plates, in which case the tracker might be a hindrance, or for the value of it as a load of spares.Neither s likely.Robbers are not likely to choose a vehice that stands out, which witnesses will remember as unusual.
High Performance cars will always be a target I'm afraid. Happened to me. Scumbags stole it, drove it round, took it to their home which is arguably the worst council estate in Leeds and set fire to it. At the time this happened the car was actually worth more than I had paid for it as they were gaining in value. For me they are not worth the trouble and I stick to my very ordinary car now.
I'm sorry for what's happened to you, I know it's a horrible feeling, but you will have to take the car back I think. Does it have an alarm? If not get one fitted.
It's up to you of course but you could try trading it in with a dealer and buying a more expensive car.
I'm sorry for what's happened to you, I know it's a horrible feeling, but you will have to take the car back I think. Does it have an alarm? If not get one fitted.
It's up to you of course but you could try trading it in with a dealer and buying a more expensive car.
someone told me you can do this on another thread i started about have you seen my missing car, but as ive never made a claim i know nothing about insurance.
All i can for this bunch of ****** is no car alarm, house alarm, members of public in the street would stop them
And police told us that its what they do, they steal the car, drive 10-15 miles away and leave it there for a few days in a random little street to see if it gets recovered, in most cases unless a nosy neighbours reports it, it goes un recovered unless it has a tracker.
feel sorry for everyone this happens to, i love my car so much, ive spent sooo many hours cleaning it, driving it and its immaculate! i suppose if its this way when i get it back i havent lost anything, but im just worried about the come back - the car is nothing compared to the feeling of them breaking into your house in the middle of the night, with no regard for how much noise they were making, the fact they could hear me on the phone to the police.
All i can for this bunch of ****** is no car alarm, house alarm, members of public in the street would stop them
And police told us that its what they do, they steal the car, drive 10-15 miles away and leave it there for a few days in a random little street to see if it gets recovered, in most cases unless a nosy neighbours reports it, it goes un recovered unless it has a tracker.
feel sorry for everyone this happens to, i love my car so much, ive spent sooo many hours cleaning it, driving it and its immaculate! i suppose if its this way when i get it back i havent lost anything, but im just worried about the come back - the car is nothing compared to the feeling of them breaking into your house in the middle of the night, with no regard for how much noise they were making, the fact they could hear me on the phone to the police.
1 to 16 of 16
Latest Posts
Quizzes & Puzzles3 mins ago
Body & Soul6 mins ago
ChatterBank9 mins ago
Attempted Robbery In Cape Town
ChatterBank10 mins ago
Quizzes & Puzzles14 mins ago