new for old claim on home contents insurance

[Mattk]

I need to claim on a tv that was damaged after a lightning storm but I cant prove how much it cost when new.I think it was �199 but will this be enough to satisfy the insurers or do they have their own method in cases such as these ?

[Carol Anne]

At this level they're unlikely to quibble over a few pounds.

[Postdog]

And if it's new for old, surely you just get a replacement comparable to the one damaged, not the money what it cost?

[Ethel]

It is very common for insurance companies to supply a replacement tv, like for like, instead of giving you money.

In your case, the insurers will win because the cost of 'ordinary' tvs have plummeted and so a replacement will be cheaper than when you bought yours.

You should expect the same brand standard and screen size.

[tali122]

you could always contact the tv manufacturer for rrp