can i reject a formal offer from a mortgage lender (ie if i see a better one elsewhere) - or will i have to pay any fee? ( i assume unless i formally accept i am under no obligation)
feel free to turn down any offer - as you would with any company that offered to sell you something, though as they will have done some work on it already you should certainly give them the opportunity to make a better offer e.g. tell them you have seen a better deal and will not require their services unless they can match it or better it... suprising how many companies are willing to negociate such things these days