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driving a car in uk

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marryme | 13:26 Mon 07th Aug 2006 | How it Works
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i'm in uk for a year with a valid drivers licence can i drive my parent's car or friends cars or do i have to still get insurance for myself?
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It depends on their insurance. You will only be able to drive their car if you are either a named driver on their policy or their policy is for any driver. The latter is unusual as it is very expensive.
In the UK it is the car that is insured not the person (as in the US I think) the policy for the car must therefore specifically cover you as a driver.
All they need to do is put you on as a named driver.
I've already answered this question here:
http://www.theanswerbank.co.uk/Motoring/Questi on271842.html

I'm posting here, however, to correct Hamish's post. Cars don't require insurance. Drivers do. For example, if my friend lets his insurance policy expire, I can still drive his car (because of the 'third party - any vehicle' provisions in my insurance). The fact that the policy which specifically referred to that vehicle has run out is completely irrelevant.

Chris

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