Double Check Your Home Contents Renewal Quote!

[Smowball]

Got ours through on saturday, and it was £219, up over £50 from last year even though we havent claimed for over 4 years. Logged on internet and put all our details in the usual gocompare etc.....

Came up with loads of cheaper prices - including one for £94,from our very own current insurer!! So I rang them up , they looked at the cheaper quote and admitted that the details were identical and they had no idea why the prices were so different, and dropped it to £94 on the spot.

Wonder how many millions they are making every year by doing this!?

[boxtops]

They do, smow, on the assumption that most people are too lazy or disinterested to bother to get alternative quotes. We shop around all the time - my car insurance is due next month, so guess what I'm doing?!

[SlackAlice]

Strange how many of them can drop the price, especially when you phone up to cancel because you found a cheaper quote.

This is one reason I always get quotes for everything, whether it's utilities or insurances.

[Smowball]

Exactly! I have to admit I dont alwsys do it but will definitely check all quotes in future.

[tonyav]

Renewed our buildings and contents cover yesterday ( on line ) got it quite a bit cheaper than our renewal quote smow.

[Smowball]

They are all naughty little b@ggers taking our hard earned pennies!

[boxtops]

Even if I haven't yet, I always ring them up and say I can't afford the increases - last time my motor insurers agreed to keep the premium the same but just increase the excess a bit.

[woofgang]

smo I did the same last year, reduced my buildings and contents by more than half and, even better, I didn't have to do all the detailed valuation stuff.

[Smowball]

Its quite a nice feeling actually, managing to get any sort of bill drastically reduced!

[woofgang]

I know, it feel amazing doesn't it?

[Canary42]

This sort of thing happens in many spheres of business (insurance, gas/electric/water/telephone charges, ISP charges, bank rates, etc.) and in may cases they do indeed get away with it because Joe Public is lethargic/apathetic/trusting.

[frugalfred]

Caveat emptor always applies.

[murraymints]

exactly same happened with me...renewal notice was €65 more than on site comparison...quick phone call.....result....

[dennisb66]

I have been getting House AND contents insurance quotes for the past week with Legal cover and garden plants(hedges etc.)included. My best deal is £175.Approx.the same as last year.
Now I'm working on my car insurance fully comp.personal accident,courtesy car and legal cover included .Best todate £273.Cheaper by £30 on last years.

[ubasses]

Just done the same with Home Insurance, ridiculous saving with same Co after going on line, and I was supposed to be receiving staff pensioner discount which they had to deduct from lower quote. Car insurance couple of days, ago got a quote from SAGA £170 cheaper and current insurers matched it.

[craft1948]

I switched my car insurers after about 30 years with Direct Line. (I've never had a claim in my life). They refused to match the quote I'd received from the RAC.

[dennisb66]

Car insurance now down to £252 with RAC. I shall persevere but I don't expect much better than this.