Home Insurance

[BobbyBobBob]

Just wondering............I've accumulated a few different gadgets, electronic items of value over the years and thought if they get lost or stolen I'd be screwed as it took a while to save up for them.

These would be covered under our home insurance but a few of the items were bought on eBay and the transaction history is no longer there to prove the purchase.

How would I prove that these were owned? I hear these insurers can be very funny when it comes to claiming and unless you've got all kinds of proof they don't pay out.

I was looking at extra individual gadget cover but realised there's no point if I have home insurance........ Just would like to know a way of proving I own them.

Touch wood, they are actually fine and in my possession still........i'm just curious

Thanks

[Maydup]

Interesting question Bobby and makes me wonder what percentage of items I'd have receipts for too. Even those bought in the traditional manner have lost connection with their receipts a long time ago now.

[knowabit]

Take photos of them all and write down the serial numbers.

[hc4361]

Register your items on Immobolise - recommended by all police forces:
http://www.immobilise.com/
Log the serial numbers etc where available - every gadget has one.

Take a photo of the item with an identifier - such as yourself. I have good photos of all my valuables.

Keep receipts. If you have a scanner, make a scanned record on your pc.

[aliabell]

Protection groups are careful about slips in any sort of protection approaches. For your situation it simply happened to be home protection.

The single above all feared variable in the protection business is not sea tempests, not shrub-fires, not wars, not meteor strikes yet what's reputed to be 'ethical peril'. Ethical danger is, in effortless terms, absence of restraint in favoring a case under less than above-the-board conditions.

Case in point, if your zoom lens is guaranteed for home utilize just, you can't make a case if the protected camera endures harm throughout a bush safari. A large portion of us, being legit persons, might not even need to case under such circs. Be that as it may, on account of, as a standard it takes various sorts to make this planet, there exist people who might make a case as though the harm happened at home. Such people are recognized to be 'ethical dangers'.
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