Removal Insurance

[KARL]

Can anyone suggest where to get insurance to cover personal/household goods in transit, self-wrapped/packed being moved by a commercial concern but the insurance needs to be independent of using any particular transport or other service provider (i.e. not "our insurance" when you for example send by company X). The move is between two EU countries, neither of which is the UK.

[EDDIE51]

I can't see any insurance taking on that type of risk. After all you could use an unregistered or illegal carrier.

[waterboatman]

Al I can recommend karl is to try google. I'm sure something will show up.

[murraymints]

Any removal company I have used has insisted on my using their insurance package...although I have not left UK... and also I have had the we pack and move you option... can't think why you would not want the mover's insurance ???

[EDDIE51]

Try an insurance broker, if it's a 'no hope' at least they will tell you.

[KARL]

Thank you for your replies. To answer the questions raised in answers: There is of course no such thing as an "illegal" carrier because that would in practice also mean anyone moving their own goods would have to be licensed as well as anyone with a vehicle and doing this as a fully declared (tax, vehicle's insurance, etc.) and for example self employed jobbing exercise - transporting things is not a regulated/restricted profession like medical practice, (real) engineering, etc. Removers' own insurance only provides total loss cover in the case of self packed - the insurer and remover thus form a cartel which forces the owner of the goods to pay them their rate for pack, including when everything of concern is back in original retail packaging or as good/better and thus at no higher risk than it ever suffered.

[KARL]

Correction: "Removers' own insurance only provides total loss cover in the case of self packed" is of course wrong, should read "in case they do the packing" - apologies.

[twix123]

Just an idea, but have you tried your household insurer to see if they will do an extension of cover whilst your household effects are in transit?