Roof Tile Damage

[Supertec57]

My car was damaged by a roof tile landing on it, can I claim on insurance or not?

[dannyk13]

Depends on what your policy covers, but I would think that you can claim.

[barry1010]

Course you can, that is what your car insurance is for.

[The Builder]

You don't say whose tile it is.
Homeowners' insurance should cover damage to third parties.

[bhg481]

It could be that your house insurance covers it.

[Hopkirk]

Be careful, you might find your premiums go up after making a claim.

You might end up no better off, or even out if pocket.

[Maydup]

If its not your own roof tile then claim of the property owner's building insurance.

If its your own roof tile then its a bit different. You have to weigh up the cost of the car repair against the cost of increased premiums.