Quizzes & Puzzles1 min ago
life insurance
me and my partner are looking into buying.
he's had a poor childhood once his father died tradgely and attempted suicide twice and suffered with depression from a young age.
he's completely turned his life around. regrets what he done but still suffers slightly from depression. how would this affect getting life insurancce
he's had a poor childhood once his father died tradgely and attempted suicide twice and suffered with depression from a young age.
he's completely turned his life around. regrets what he done but still suffers slightly from depression. how would this affect getting life insurancce
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For more on marking an answer as the "Best Answer", please visit our FAQ.at the moment he is on medication for depression but thats basically because he's got another medical condition thats taking 3 years to fix and the doctors are still messing him about
he's in daily pain and on so many tablets for the pain but hopefully the doctors will soon get this sorted and he'll be of the depression tablets and pain killers but until the doctors get it sorted he's just having to cope best he can
he still manages to hold down his job and it isn't a problem for him to work
he's in daily pain and on so many tablets for the pain but hopefully the doctors will soon get this sorted and he'll be of the depression tablets and pain killers but until the doctors get it sorted he's just having to cope best he can
he still manages to hold down his job and it isn't a problem for him to work
yeah, thats what we're worrying about
my cousin was killed whilst building their house and the insurance folk never paid up as they looked into every little detail then becuase he didn't own the tool that killed him they never paid. leaving his pregnant wife with a huge mortgage
my OH's work pay out a big lump sum if anything happens to him so we were just thinking about insuring me since i would be classed as 'normal' i hope!! would that be a bad idea not insuring us both
my cousin was killed whilst building their house and the insurance folk never paid up as they looked into every little detail then becuase he didn't own the tool that killed him they never paid. leaving his pregnant wife with a huge mortgage
my OH's work pay out a big lump sum if anything happens to him so we were just thinking about insuring me since i would be classed as 'normal' i hope!! would that be a bad idea not insuring us both
Your OH will have to make sure he declares the depression and the insurance company will probably want to take a report from his GP - that's what happening to me at the moment, and I am taking out a policy to cover my mortgage. Some 40 years ago I had a period of clinical depression and unfortunately I've been rated up on it ever since for life cover, 25% above the normal quoted premium last time. I am hoping that this time the GP's report will show I have had no recurrence for many many years and they will treat it as closed, but I am not hopeful.