Quizzes & Puzzles10 mins ago
Job seekers benefit
6 Answers
I'm desperately hoping I won't need to claim but..,. My contract expires next month. Ivenot managedto find Another replacement role. My husband us self employedand hours vary between 20hr per week and 30 Hr per week. I'm the main breadwinner. I've rung jobseekers who were as useful as a chocolate teapot! Which type if JSA should I claim (if j don't find a job when mine expires). Is there help I can get with my mortgage council tax etc? What criteria do they take into account? As said I hope NOT to claim but just worried if u don't get a replacement role straight away.
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For more on marking an answer as the "Best Answer", please visit our FAQ.If your National Insurance contributions are up to date, you'll be entitled to receive Contribution-Based JSA for up to 6 months. It's NOT means-tested, so your husband's income will be irrelevant. However Contribution-Based JSA doesn't qualify you for other benefits, such as free NHS prescriptions or for SMI (= Support for Mortgage Interest).
If you remain unemployed for 6 months, your right to Contribution-Based JSA will cease. You can then apply for Income-Based JSA but that IS means-tested, so your husband's income will be taken into account when assessing your entitlement. If you qualify for I-B JSA, you'll then also automatically qualify for other benefits (including free NHS prescriptions and SMI).
Council Tax Benefit is available to any household with a low income, irrespective of their employment status of those within the household or any other benefits which they might be receiving.
Chris
If you remain unemployed for 6 months, your right to Contribution-Based JSA will cease. You can then apply for Income-Based JSA but that IS means-tested, so your husband's income will be taken into account when assessing your entitlement. If you qualify for I-B JSA, you'll then also automatically qualify for other benefits (including free NHS prescriptions and SMI).
Council Tax Benefit is available to any household with a low income, irrespective of their employment status of those within the household or any other benefits which they might be receiving.
Chris
Sorry- the missing link!:
http://www.direct.gov...ngforwork/DG_10018757
http://www.direct.gov...ngforwork/DG_10018757
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