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innocent purchaser

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dilpazeer | 11:47 Thu 23rd Jul 2009 | Civil
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i have bought a range rover privately and before doing so got RAC to do hpi check.
which showed a 2 k balance outstanding this was paid and then 8 weeks later i recieved a letter from th efinance company stating theres a finance of 29k plus on the jeep outstanding.
i am not only innocent in this but also have proof that i wasnt made aware by a reputable company of and lareg outstanding balance, as they are claiming.

iam afraid to drive teh range i have kids that i drive to school and am afraid they will reposses my jeep and leave me out of pocket.
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Yes, you need to contact the RAC and ask them to clarify the position regarding their credit check
Question Author
RAC have sent me the innocent purchaser from and said thta they will look into it.
if i had known the car had 20k finance outstanding wouldnt have touched it .
so who is going to be at loss in the end .
i hear that the finance company can take the car and i loose out then. is tat true aswell
The key is whether RAC should have noticed the full outstanding finance as part of their HPI check. I would have thought they should have picked it up.
Who paid off the original �2000 balance shown up by the RAC check?
Did the RAC mistake �20,000 for �2,000? Seems odd that the figures are out by a 'zero'.
I'm confused now- the initial posting refers to �29000 outstanding but in the next posting dilpazeer refers to a figure of �20000.

Does the intial RAC report definitely mention just the �2000. are you sure the remaining outstanding amunt wasn't shown.

Who paid off the initial �2000?
The 20k and 29k could be typos by dilpazeer.
Question Author
sorry yes that was a typo its 20k and i paid the 2k off to the financ ecompany
Question Author
yes no mention of 20k outstanding just 2k and then the finance company reported an exact figure of 20475.89 to be exact.
Let us know what the RAC say.

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