ChatterBank2 mins ago
What to do next?
I have recenty moved in with my partner into the house he shared with his soon to be ex wife. The ex has stated she no longer wants anything to do with the house, and has signed several forms to take her name from the mortgage, also it has been agreed with both parties solicitors. Unfortunately, the mortgage company will not remove her name, even refusing to replace it with mine, even though I have paid the mortgage from mybank account for the past 6 months....what else can we do?
There are ongoing debts from his marriage, which she is refusing to pay, so his solicitor arranged for mediation, he attended, she refused. Today he has recieved a letter saying they are not ready to mediate. Does this mean, he will be left will all the debt?
Thank you in advance for any advice.
There are ongoing debts from his marriage, which she is refusing to pay, so his solicitor arranged for mediation, he attended, she refused. Today he has recieved a letter saying they are not ready to mediate. Does this mean, he will be left will all the debt?
Thank you in advance for any advice.
Answers
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No best answer has yet been selected by jeredith. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.Usually joint debt liability is outlined as 'jointly and severally liable' - this means the lender can go after either or both of them, so if the ex is defaulting on her share your partner should do his best to keep payments up to date to keep his record clear, but obviously pursue her for payments towards it as well.
In relation to the house, do as bednobs says and arrange your own joint mortgage with your partner, so you can both 'buy it off' the ex, for want of a better word. As she has agreed to do this, it shouldn't be too problematic fro,m her point of view, although you will of course need to be eligible for a current mortgage deal to be able to do this. I suggest you talk it through with your solicitors.
In relation to the house, do as bednobs says and arrange your own joint mortgage with your partner, so you can both 'buy it off' the ex, for want of a better word. As she has agreed to do this, it shouldn't be too problematic fro,m her point of view, although you will of course need to be eligible for a current mortgage deal to be able to do this. I suggest you talk it through with your solicitors.