Question Author
Yes we DO have travel insurance as we travel quite a lot. I don't believe though that anybody is entitled to "force" the cancellation of a contract by dint of refunding the payment.
10:02 Fri 04th May 2012 Report
Vivkins3 Question Author
Doesn't our credit card company bear some responsibilty too?
ok, good about the insurance!
with regards to the hotels.com, yes, theoretically you right, you did not instruct them to cancel. but also you have refused all their options of replacement to which their only course of action was to refund you what you paid as they are not able to deliver. they are not liable for the rest as not booked through them.
with regards to the credit card company they are not liable as the cost of hotel booking was refunded and the other services are not affected although without accomodation are no longer needed. credit card woudl refund if services booked and paid were not delivered, which is not the case.
the only way is via travel insurance.