my neighbour is driving a car when he has only a provisional licence, i know this because he actually told me!!! do i report to dvla or police or both.
Ta
You can be insured on a provisional if you're driving with another driver (although you're not necessarily insured in those circumstances).
You are definitely not insured on a provisional if you're driving on your own. If you have an accident, then the victim can be covered by the Motor Insurers' Bureau victim compensation scheme: