Car Sale

[glesgafergie]

Traded my car in at the begining of november at a major car dealers. Salesman phoned about a month later saying finance company wont except my signature. I went back in and signed again and now same thing is happening. i have car all registered in my name even put my private plate on it. my question is who owns this car. no payments are being taking from me

[Gizmonster]

In my opinion, even if some payments had been made, the car isn't your's, as it's on finance and the finance company could repossess the car at any time if you missed a certain number of payments.
The car isn't technically your's 'til you've paid your last payment ....... I'm possibly wrong, but that's how I see it.

[hc4361]

If it's a personal loan the car is yours. If it is hire purchase the car is theirs.

[Gizmonster]

hc is correct; but reading the initial post, I assume that it's a car finance company.
If, like hc points out, you'd taken a loan out, from a bank for example and then used this money to purchase the car - then the car would be owned by you and you'd owe the money to the bank.
If you have got he car through a finance company, don't be confused by the fact that your name is on the log sheet .... I'm sure it says somewhere on there, that the registered keeper is not necessarily the legal owner of the vehicle.