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Cheap cars to insure

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tracymort | 16:12 Mon 07th Nov 2005 | Business & Finance
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What cars are the cheapest to insure? I'm about to buy a small car to learn to drive in, I have had lessons on and off (mostly off) and never really had the time (too busy reproducing) to do it properly.
However now i'm expecting my 3rd and the thought of not driving with 3 children is scary ..i spend 3-4 hours a day walking as it is! Trouble is because I've had a provisional for 9 years makes me look a bad driver and insurance appears to be pricey.
So I was wondering whats the cheapest kind of cars to insure?
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I would suggest a look at www.parkers.co.uk You will find the insurance groups for the majority of cars listed on there. Go for something in the 1 - 3 group and build up your No Claims Discount. It is also worth shopping around. I have 2 cars and I recently changed my insurance company of 9 years and saved �300. Good luck with your driving.
Electrochem has given excellent advice but since you ask "...whats the cheapest kind of cars to insure?", I'll try to give you a few pointers. Insurance is (relatively) cheap for the following types of cars:
1. Cars which were cheap when it they were new in the showroom. (e.g. Kia, Proton)
2. Cars with small engines. (e.g. around 950 - 1100cc)
3. Cars which are unattractive to 'joy riders' (e.g. anything which fits into either or, preferably, both of the foregoing categories).
4. Cars which are produced in large volumes - because it's easier to get cheap parts for repairs. This only applies to comprehensive insurance. (e.g. most Ford models).

I drive a Proton - dirt cheap and only �137 per year to insure - but there aren't that many around. If I was you, I'd be looking at a basic Ford model with a small engine.

Chris

The otherthing insurace co's look at is how many of a particular car have crashed, so your 'common for young drivers as they have low ins. group cars' dont always end up being the cheapest to actually insure.


As you say Proton, not exactly 'Kevs' dream car, so probably not too many young inexperienced drivers have them, probably middle/older aged people in the main who have grown out of crashing cars for a hobby, therefore even a more 'sporty' proton with a higher ins. group may well turn out to be cheaper to insure than say a saxo with a low insurance group.

I just passed my test in January after also having a provisional licence for 9 years. I found the best insurance quote for me on a 98 Vauxhall Corsa was through Tesco Insurance - they beat every other quote I received hands down!!

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