Loan Re-Payments

[Twickersw]

My Dad died 4 years ago this as of this Oct.
He had an unsecured loan which he took out in his name only.
When he died my mother sent death certificate to them, and payed the monthly payments as she had not heard anything from them.
My mother rang them up the other day to see how much remained of the loan and found it to be �950. They said they were go to wave this figure do to my father dying?
has she been seen off here? Please can someone advise. Many thanks in advance.

[CheekyChops]

If the loan was in your fathers name name only and he died, your mother did not have to keep making repayments! I doubt she will ge the money back now but its worth a try.

Debts should be paid off by the deceased's estate in the order of funeral costs, death taxes, secured debts and unsecured debts. However, where the deceased's estate is not large enough to cover debts, a lender cannot make a claim on the estate.

Lenders are also prevented from claiming from relatives, unless debts were taken out in joint names

[Twickersw]

Thanks CheekyChops,

Pretty much what i thought but just wanted some advice.

Cheers Twicks